Manage Personal Finances for you, your team and your loved ones
Session 01
Session 01
Introduction to personal finance
“As soon as we become aware of money, we develop beliefs about it– beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.”
― George Kinder, The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life
Session 02
Session 02
Basics of personal finance.
OBJECTIVE: Financial Knowledge and Understanding. This is the ability to make sense of and manipulate money in its different forms, uses and functions. Financial knowledge and understanding allows people to acquire the skills they need to deal with everyday financial matters and make the right choices for their needs.
Session 03
Session 03
Personal Net worth
Wondering if you’re on track for a solid financial future?Fortunately, with a little planning, you can secure your tomorrow and live well today.
One good benchmark is your current net worth, which is roughly calculated by adding up all your cash and other assets and subtracting your debts. Don’t worry about keeping up with your buddies on this crucial number. Instead, learn the net worth targets you should hit at each age.
Session 04
Session 04
Salary, help. Types of income. How to increase your income?
How is the salary determined and what deductions are provided by law? Why do we pay taxes and how much of the money our labor costs reaches us? Types of taxes. How added value is formed for us, for the company we work for and the society as a whole.
Session 05
Session 05
How to Successfully Manage Personal Finances
At the heart of sound financial management is the clarity and predictability of all our income and expenses. What always motivates us is the achievement of our desires and goals. By learning new habits and methods we get closer to concrete results faster.
Session 06
Session 06
Ways to Cut Expenses
The devil is in the details. The small fixed costs turn out to be a big part of the money we need to live. We have habits in spending our money that we don’t even know when they came into being. And are they the right ones? Can we make other choices today?
Session 07
Session 07
Effective time management, priorities, financial discipline and informed choice when buying.
Everything in life comes down to two syllables … Yes or No. We have to make thousands of decisions every day, many of which have financial implications for our future. Whether we make an emotional or rational choice depends on the speed with which we achieve our goals and the number of mistakes we make along the way. Each of us has a different belief system and life strategy, but the rules of the game are set by society. What determines our elections? How do we use our time? How do we sabotage ourselves and why? What is the most appropriate way to invest your money? How to get out of the “Enchanted Carousel” from “salary-to-salary” and achieve your dreams? The difference between a liability and an asset? What is most important to you – Security, Comfort, Personal Development)?
Session 08
Session 08
Bank secrets. Credit and debit cards. Online Banking
With the development of new technologies and Internet technologies, the possibility of banking services and products to be offered on-line for the most part has increased, and the criteria for servicing the bank’s customers in terms of speed, quality and variety have significantly increased.
Banks worldwide offer personal banking products that typically include savings and transaction facilities such as a bank transaction account, debit cards/EFT, an interest bearing floating account (savings account) and a fixed interest deposit account for a specific agreed period (certificates of deposit / term deposit) which can vary according to the bank. In addition it also includes debt facilities such as loans, mortgages and credit cards.
Session 09
Session 09
Stages of life – Events
Life stages – Events – Woman, Children, Car, Education, Apartment, House, Excursion, Pets, Annuals, Baptism, My best friend’s wedding, Birthdays, Christmas and more. – Purpose – How to plan and evaluate correctly. What to do in case of unforeseen cost (s)? You want to run with your children and education.
Session 10
Session 10